Home Equity Loans

Let the equity in your home work for you.  We offer Home Equity Loans and Home Equity Lines of Credit (HELOC) to suit both short-term and long-term financing needs.  Count on our competitive rates and accommodating repayment terms for costs associated with education, home remodels, and much, much more.

Home Equity Loan

The existing equity in your home is used as collateral

Competitive fixed or adjustable rates to suit your needs for:

  • Education expenses
  • Major life events
  • Home remodel projects
  • Debt consolidation

And many more ways to use your home’s equity to work for you

  • Accommodating repayment terms that work for each individual
  • Set up monthly automatic payments to be deducted from your account
  • Local decision-making and processing
  • The interest paid might be tax deductible*
  • Helpful, customized service throughout the entire process

*Consult a tax advisor

 Or

Home Equity Line of Credit (HELOC)

  • Includes a detailed monthly statement
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit: as principal is repaid, more becomes available for use
  • Funds easily available with HELOC checks
  • Local decision-making and processing
  • The interest paid might be tax deductible*
  • Helpful, customized service throughout the entire process

*Consult a tax advisor

Contact our Staff


Nathan Scott
765-522-6216
Bainbridge, MLO #826258
Phyllis Riggle
765-522-1000
Roachdale, MLO #536931
Jeff Ehrlich
765-522-1000
Roachdale, MLO #537100
Jeff Kiger
765-435-2620
Russellville, MLO #537131
Sally Hardman
765-362-4900 (Downtown)
765-362-9555 (South Blvd)

Crawfordsville, MLO #537131
Clay Frazier
765-522-6216
Bainbridge, MLO #537131