Personal Banking

Click Here to download a PDF of the Online Banking Application.

Checking Services

  • $50 minimum amount to open
  • $3 monthly service charge
  • No minimum balance requirement after opening
  • Online Banking-
    • One time set up fee of $5
    • Bill Pay is available at $4.95 per month
  • Free telephone transfers
  • Free Visa Debit card
  • Free monthly statement
  • Unlimited check writing
  • No Fee on TCB ATM withdrawals
  • Free Phone Banking at 800-522-1068
  • Free Mobile Banking with the TCB Mobile App, after setting up your online TABS account
  • Overdraft protection is not available
  • Ask CSR for more details on this account
  • $200 Minimum amount to open
  • $5 monthly service charge is waived if you maintain daily minimum balance of $500
  • Free Online Banking, with Bill Pay
  • Free telephone transfers
  • Free Visa Debit card
  • Free monthly statement with check images
  • Unlimited check writing
  • No fee on TCB ATM withdrawals
  • Free Phone Banking at 800-522-1068
  • Free Mobile Banking with the TCB Mobile App, after setting up your online TABS account
  • Overdraft protection available (subject to credit approval) Ask CSR for details
  • $200 minimum amount to open
  • No monthly service charge, no minimum balance requirement after opening
  • Direct Deposit available
  • Free personalized checks, limited selection
  • Free Online Banking
  • Free telephone transfers
  • Free Visa Debit card
  • Free monthly statement
  • Unlimited check writing
  • No Fee on TCB ATM withdrawals
  • Free Phone Banking at 800-522-1068
  • Free Mobile Banking with the TCB mobile App, after setting up your online TABS account
  • Other Free Services-Maintain a $5000 balance in a TCB CD or Money Market account, and enjoy these extra services-
    • No fee to purchase a Cashier’s check
    • No fee to purchase a Money order
    • Free photo copies
    • Free Notary Service
  • Minimum amount to open: $2500.00
  • Interest bearing account, check with CSR for current rates
  • Maintain a minimum daily balance of $2500 to obtain the disclosed interest APY
  • Minimum balance to avoid the imposition of fees: A service charge of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
  • Free Online Banking
  • Free telephone transfers
  • Free Visa Debit card
  • Free monthly statement
  • Unlimited check writing
  • No Fee on TCB ATM withdrawals
  • Free Phone Banking at 800-522-1068
  • Free Mobile Banking with the TCB mobile App, after setting up your online TABS account
  • Ask CSR for more details on this account
  • Maintain a $5000 balance in a TCB CD or Money Market account
  • Minimum amount to open: $2500.00
  • Interest bearing account, check with CSR for current rate
  • Maintain a minimum daily balance of $2500 to obtain the disclosed interest APY
  • Minimum balance to avoid the imposition of fees: A service charge of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
  • Free personalized checks, limited selection
  • Free Online Banking
  • Free telephone transfers
  • Free Visa Debit card
  • Free monthly statement
  • Unlimited check writing
  • No Fee on TCB ATM withdrawals
  • Free Phone Banking at 800-522-1068
  • Free Mobile Banking with the TCB mobile App, after setting up your online TABS account
  • No fee to purchase a Cashier’s check
  • No fee to purchase a Money order
  • Free photo copies
  • Ask CSR for more details on this account

Savings Services

  • $10 minimum to open
  • Interest paid semi-annually
  • Free statement semi-annually
  • Five withdrawals per month*

*Withdrawal terms-We are required by law to limit the number of debits from this type of account to a maximum of five per month. Excess withdrawal fees do apply. See your CSR for more details

  • $100 minimum to open
  • Interest paid quarterly
  • Free statement quarterly
  • Five withdrawals per month*

*Withdrawal terms-We are required by law to limit the number of debits from this type of account to a maximum of five per month. Excess withdrawal fees do apply. See your CSR for more details

  • $2500 minimum to open
  • Interest paid monthly
  • Free statement monthly
  • Transaction limitations: There is a limit of six (6) withdrawals or transfers per calendar month or statement cycle.*

*Withdrawal terms-We are required by law to limit the number of debits from this type of account to a maximum of six per month.  This includes withdrawals by internet banking, telephone banking, automatic transfers to another account of your own, checks or debit card transactions.  Excess withdrawal fees do apply

Tri-County Bank offers a full range of Certificates of Deposit, with varying terms of maturity, from 3 months to 5 years.
Interest earned is added back to the certificate, paid by check, or deposited into the account that you select.
The minimum opening balance for certificates of deposit is $1,000.00.
Penalty imposed for early withdrawal, see CSR for details.
Contact your CSR for current rates and terms.

The Individual Retirement Account (IRA) is a long-term investment plan with special tax advantages.
Choose terms of 18 month variable, 1 year fixed, 2 year fixed or 5 year fixed terms.
Bank pays competitive rates for both variable and fixed rate IRA's.
Tri-County Bank also accepts your S.E.P. IRA deposits.

  • $3.00 minimum to open
  • Interest paid annually, at end of club year in October
  • See CSR for rates and more information

Health Savings Accounts (HSA)

A Health Savings Account offers eligible individuals an affordable product to offset the high costs of healthcare. If you have a qualifying high deductible medical insurance plan, you can open an HSA to help pay for qualified medical expenses.

  • Tax Savings*
  • Interest bearing*
  • Access with a Visa debit card or checks.
  • $50 minimum to open
  • Quarterly maintenance fee of $3.00

You are eligible for a Health Savings Account if:

  • You are covered by a high-deductible health care plan (HDHP)
  • You are not covered by any other health care plan that is not high deductible
  • You are not enrolled in Medicare

*Consult with your tax advisor for details.
*Contact our CSR for current rate and further details

Retail Services

Located at all 5 Tri-County Bank & Trust branches.

Multiple sizes available.
Call your local branch for more information.

Visa or MasterCard, with Benefits*

Rewards points for merchandise or travel**

Fraud Monitoring and Zero Fraud Liability

On line account monitoring***

EMV chip cards are now available

Personal service from people you know

No Annual Fee

9.96% FIXED Annual Percentage Rate

Cash Advance & Balance Transfer Options

Automatic Travel Accident Insurance at no extra cost!

Convenience of paying on-line or at any Try-County Bank & Trust location

Going on vacation?
Call us at (765) 522-1000 before you leave on vacation in order to notify your credit card company of your departure. We will then attach a memo to your account stating your term of vacation and inform the security features of possible out-of-state transactions.

ENHANCED SECURITY FEATURES ... FOR YOUR BENEFIT
To help protect you against credit card fraud, we have enhanced our fraud system to include a sophisticated neural network. Now, when a transaction on your card appears to fall outside of your usual spending pattern, an alert is created. A fraud analyst or automated voice system will then contact you at home or your office to verify whether you authorized this transaction which does not fit your historical card spending behavior. Part of the verification will be to ask you to confirm the last four digits of your Social Security number on file.

If we are not successful contacting you, a decision will be made on your behalf to block future transactions until you can be reached for confirmation. Therefore it is important that you provide us your most up to date phone numbers. (Call the 1-800 number on the back of your card or a Tri-County Bank & Trust representative in order to update your phone numbers.) This is part of our continuing effort to provide you with the best protection available when using your credit card. We hope you enjoy the peace of mind that comes with knowing your card carries the state of the art security features.

*TO REPORT LOST OR STOLEN CARD PLEASE CALL 800-423-7503
*FOR CUSTOMER SERVICE PLEASE CALL 800-423-7503
~ Fidelity National Information Services

Visit your local office for an application.

*See the card application for current terms, fees and rate. Cards are subject to credit approval. Account terms, fees, and rates are subject to change. Your card approval comes with Advantage Travel and Travel Accident Insurance. See the card application for more on these benefits.

**Scorecard Bonus Points-Earn Bonus points for every net retail purchase you make with our Tri-County Bank credit card. You can redeem Bonus Points for brand-name merchandise and exciting travel awards. Visit www.scorecardrewards.com and browse the current award selections. You’ll be amazed at what Scorecard® has to offer. To find out how the plan works, ask one of our friendly representatives.

***Mycardstatement.com-Enroll at https://www.mycardstatement.com and monitor your credit card account; pay your bill, set up text alerts, track your spending, view your statement. You can also access your Scorecard Rewards.